Inspired Plus Checking
Earn up to 3.00% APY* and save money on the things you’re already paying for with an Inspired Plus Checking account.
Up to 3.00% APY1
No Monthly Fees
Debit Rewards
Cell Phone Protection
High-yield checking is in our Wheelhouse
Unlock up to an impressive 3.00% APY on your daily Inspired Plus Checking account balance, as well as a number of money-saving and protection features to make your life easier.
Protections and money-saving perks included.
On qualifying balances.
Points on everyday spend.
Coverage for your device.
Recovery support included.
Help when you’re stranded.
Lower your monthly bills.
Discounts on care.
Track your score.
Requirements & Rates
Start Earning Rewards Points
2x Points on Select Transactions
Earn double points on featured categories and partner merchants.
5x Points per $1 Spent
Rack up points faster on qualifying everyday debit purchases.
Earn Cash Back
Redeem accumulated points for statement cash back anytime.
Other Checking Accounts
*To receive the APY of 3.00%, you must make a minimum of 20 qualifying purchase transactions using your Wheelhouse® Visa® debit card associated with an Inspired or Inspired Plus checking account per calendar month and/or maintain an average daily balance of $75,000 or higher. No minimum balance is required to earn dividends. Inspired and Inspired Plus checking are variable rate accounts. The APY may change after account opening. Fees could reduce earnings on the account.
Inspired checking requires the following within 90 days of account opening: initial minimum deposit of $10, at least $450 in recurring monthly direct deposits, an active digital banking registration, and eStatements enrollment. Inspired Plus checking is subject to the same requirements as Inspired checking, plus a $9 monthly fee. If requirements are not met and maintained, the account will be converted to a Basic or Basic Plus checking account, which may be subject to different terms and conditions. Access to Perks by Wheelhouse® will also be removed when applicable.
Membership required. Federally Insured by NCUA. ©2024 Wheelhouse Credit Union